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 The Loan Process.

 At IV Alliance Mortgage and real Estate®, our team of professionals will make it easy for you to apply for a loan. Give us a call and speak with one of our representatives. Within a day or two, we’ll be able to give you personalized rate information and a solution tailored to your specific needs. And because we understand how important your mortgage decisions are, we will guide you along the way, helping you get the right loan for you at a very competitive rate. Here you'll find what it takes to get the loan process started.

:: Step One: Gathering your information
The first step of the loan process consists in gathering information, so we can get to know you better. Give us a call and one of our representatives will process the information over the phone. Once the data is collected, we will review the information and get back to you within 24 hours.

:: Step Two: Discussing your options
After a Loan Officer reviews your information, he/she will contact you to discuss your options and to help you build a solution adapted to your situation and needs. At IV Alliance Mortgage and Real Estate, we will provide you with the insight and analysis of professionals so you get the loan that is right for you, at a very competitive rate.

:: Step Three: Filing all the documentation
The mortgage application process requires a certain amount of paperwork. First, there is the application form, which asks for detailed information about you, your employment record, the house you want to purchase, etc. We will need documentation pertaining to your personal finances, such as your earnings, your monthly expenses, and your debts. Click here to view the application checklist. 
Your Loan Officer will also ask your permission to run a credit report and order an appraisal to assess the value of your home. This information will help us determine which loan you qualify for.

:: Step Four: Getting you approved
Once your paperwork is processed, your home is appraised and you get approved, your loan will be on its way to you. Depending on your file, this could happen in 3 to 4 weeks.

:: Step Five: You're all set
You're all set and on your way to greater financial freedom! The whole loan application process is a pretty simple process. But if you have any additional questions and concerns, feel free to give us a call!